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Personal & Business Flood

We are appointed through National Flood Insurance Program and Private Market Flood Insurance, and can work with either to best fit your needs. Flood insurance is important, as it is not included in your home insurance and many mortgagees require that you carry flood insurance if you are in a special flood hazard zone, but people also elect to voluntarily carry flood insurance.

A "flood" is categorized as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from overflow of inland or tidal waters, from unusual and rapid accumulation or runoff of surface waters from any source, or from mudflow.

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