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Workers’ Compensation

Workers' Compensation and Employers Liability insurance provides coverage to comply with the responsibilities imposed upon an employer by your state's workers' compensation law. Your employees are essential to the success of your business. With a Workers' Compensation policy from The Blessing Insurance Agency, we'll be there if you need us. We will also work with you to help avoid claims in the first place.

Commercial Business Liability

Workers' compensation laws and requirements vary by state, but generally, any business that has employees must have insurance coverage.

  • Workers' Compensation Insurance - Provides coverage for injury or disease sustained by your employee arising in the course and the scope of their employment, regardless of negligence on your part.
  • Employers Liability Insurance - Provides necessary protection in the event you negligently cause a work-related employee injury that is not covered by the workers' compensation system.
  • Other States' Coverage - Provides limited temporary workers' compensation and employers liability coverage for your new operations performed in states other than North Dakota, Ohio, Washington and Wyoming.

With The Blessing Insurance Agency approach, you will have easy access to the following services, programs and resources:

  • Claims injury reporting
  • Early Return-to-Work Program
  • Nurse case managers
  • Physician panels
  • Prescription drug program
  • Risk control services

To find out more about The Blessing Insurance Agency workplace injury management program, contact our office. When something happens to your employees, we're here to help. Employers are required to report any work-related injuries right away.

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